32GB is plenty for your use case.

No, it’s not worth it.

50 Chrome tabs and light gaming won’t push past 16GB unless you’re actively trying. 32GB already gives you a comfortable buffer—Chrome hovers around 6-12GB for heavy tabs, and most light games use 4-8GB. You’d have to open twice as many tabs or run a VM to see any benefit from 64GB.

The $150 buys a nicer monitor, a faster SSD, or several games you’d actually play. RAM is cheap right now, but that doesn’t mean you should buy what you don’t need. Future-proofing for hypothetical workloads is just spending money today on something that’ll be cheaper tomorrow.

Your wallet will thank you.