64GB RAM is massive overkill for accounting and video calls.

Yes, absolutely. For a home office PC running QuickBooks, Excel, and Zoom, 64GB is like buying a dump truck to pick up groceries.

Here’s the reality: accounting software and video conferencing are lightweight. Even with a dozen browser tabs, a few spreadsheets, and a video call running, you’ll be hard-pressed to use more than 8–12GB of RAM. 16GB is already the sweet spot for comfort. 32GB would be “future-proof” overkill, but 64GB is just burning money.

Unless you’re also running multiple virtual machines, editing 4K video, or processing giant datasets in memory, the extra RAM does nothing. Your computer won’t feel faster—it just sits there, unused and paid for.

Save the hundred-plus dollars. Upgrade your monitor or get a nicer chair instead. Future you will thank you.