Lydia Wears a Cross has her most complex chords.

Probably “Lydia Wears a Cross” from Pre Pleasure.

Most of Julia Jacklin’s songs stick to simple, effective changes—think I–IV–V or a moody vi–IV–I. That’s not a knock; her power is in the lyrics and delivery. But “Lydia Wears a Cross” is the one where she actually lets the chords do some of the heavy lifting. It starts in one key, slips into a surprising minor shift in the verse, then lands on a chorus that feels like it’s pulling from a different mode entirely. There’s a descending bassline that isn’t just walking down the scale; it’s harmonically deliberate. You can hear her and the band stretching out a bit.

That said, this