Stick with DDR4 unless you're building fresh

Not really worth it.

For gaming and most daily use, the performance difference between DDR4 and DDR5 is small — like 5-10% in best cases, often less. You won’t notice it. The real cost is the platform swap: new CPU, new motherboard, new RAM. That’s hundreds of dollars and a full rebuild.

If you’re already on a solid DDR4 system (say, a Ryzen 5000 or Intel 12th/13th gen), just keep it. Spend that money on a better GPU or more storage. Your computer will feel faster from those upgrades.

If you’re building from scratch? Get DDR5. It costs a bit more but future-proofs you, and the platform will support faster RAM down the line. But don’t rip out a working DDR4 build for it.

You’ll get more happiness from an SSD than from slightly faster load times in games nobody benchmarks.