Stick with the 64GB of DDR4.

The 32GB DDR5 upgrade route costs way more for less total memory. Unless you’re a competitive gamer chasing every frame, the extra capacity wins every time.

Switching to DDR5 means a new motherboard, possibly a new CPU, and paying a premium for the RAM itself. That’s an expensive swap just to get 32GB. Meanwhile, a 64GB DDR4 kit is relatively cheap and painless — just pop it in. For anything that actually uses memory (video editing, virtual machines, heavy multitasking), those extra 32GB will make a much bigger difference than faster RAM speed.

DDR5 is faster, sure, but bandwidth gains mostly help in synthetic benchmarks and niche workloads. In real-world use, having twice the headroom for applications and browser tabs is a tangible, everyday benefit. The only reason to go DDR5 would be if you’re planning a full platform upgrade anyway and need the absolute best gaming performance — even then, 32GB might be tight in a couple years.

Your wallet and your workflow will thank you.