The rings matter more than the handle.
When picking a 3-ring binder with a clear view cover and a handle, focus on the ring mechanism. Everything else is mostly cosmetic.
Those clear-view binders are everywhere. The plastic pocket on the front lets you slide in your own cover page, which is great. The handle is also pretty standard on the larger ones — usually a top loop that tucks away or a side grip. Both work fine, so just choose whatever feels right when you carry it.
The rings are where cheap binders fail. You want rings that line up perfectly when closed, with no gap in the middle. If the rings don’t meet cleanly, paper snags and tears. Also check how smoothly they open. The lever should push open with one hand and release without snapping shut too hard. I’d also go with at least 1.5-inch rings — the skinny 1-inch ones barely hold a semester of notes.
Don’t stress over brand or price. A $5 binder from Target will survive if it gets used every day, provided you treat it okay.
